Allowing Californians to opt into usage-based insurance would save lives
The Modesto Bee
By Drs. Jeff Ebert and M. Kit Delgado:
What if there was a simple program that lowered the number of car crashes and the cost of insurance? What if it was available to everyone but Californians?
That program exists, and it’s called usage-based insurance. Every major U.S. auto insurer offers a usage-based insurance program, and one in four drivers choose to participate. But, because of a ballot measure passed almost 40 years ago, Californians don’t have that choice.