Workers with diabetes who switched to high-deductible health plans requiring additional out-of-pocket expenses are more apt to put off necessary check-ups, a new Annals of Internal Medicine study finds.
A growing proportion of Americans — including those with diabetes — have high-deductible health insurance plans in which they must pay up to about $1,000 to $7,000 out-of-pocket yearly if they use healthcare services, researchers note. The out-of-pocket costs of those who converted to higher-deductible plans jumped by an average of 43 percent to 53 percent compared to those who remained in low-deductible plans throughout the study.
However, studies up to now haven’t clearly shown how this added cost might impact the degree to which people use healthcare.
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