University of Pennsylvania
The Wharton School, Health Care Management Department
208 Colonial Penn Center
3641 Locust Walk

Phone: 215-898-2838
Fax: 215-898-0229
Email: pauly@wharton.upenn.edu

Mark Pauly, PhD

Bendheim Profesor, Wharton School
Professor of Health Care Management, Business and Public Policy, and Insurance and Risk Management at Wharton School
Professor of Economics at School of Arts and Sciences
Co-Director, Roy and Diana Vagelos Life Sciences and Management Program at University of Pennsylvania


One of the nation’s leading health economists, Dr. Pauly has made significant contributions to the fields of medical economics and health insurance. His classic study on the economics of moral hazard was the first to point out how health insurance coverage may affect patients’ use of medical services. Subsequent work, both theoretical and empirical, has explored the impact of conventional insurance coverage on preventive care, on outpatient care, and on prescription drug use in managed care. In addition, he has explored the influences that determine whether insurance coverage is available and, through several cost-effectiveness studies, the influence of medical care and health practices on health outcomes and cost. His interests in health policy deal with ways to reduce the number of uninsured through tax credits for public and private insurance and appropriate design for Medicare in a budget-constrained environment. Most recently, he has examined the topics of national health care reform, the individual insurance market, the effects of poor health on worker productivity, and the market for voluntary health insurance in developing countries.